Spentra 13.6.1

A comprehensive pay access solution designed to enhance financial stability, the Spentra Mastercard® Payroll Card featuring Money Earned® is a valuable employer-sponsored benefit. Created with the aim of providing employees with a superior method of receiving and managing their pay, this card offers unparalleled convenience and control.

Money Earned® is our exclusive patented product that enables you to instantly access up to 50% of your earned net wages in advance of your scheduled paycheck. If your employer already offers the Spentra Card, simply download the app, request your card, and effortlessly manage the money you know you have. If your employer does not currently offer the Spentra Card, kindly have them contact us at info@spentra.com, and we will gladly facilitate that process for you.

Seize control of your finances and align your priorities with Spentra.

MANAGE AND ENJOY YOUR SPENTRA ACCOUNT

• Enroll and manage your card directly from the user-friendly Spentra app
• Receive instant transaction alerts* every time you use the Spentra Card
• Easily block and unblock your card through the app
• Access an interactive surcharge-free ATM finder within the app
• Enjoy over 55,000 surcharge-free Allpoint ATMs
• No fees for acquiring the card
• No monthly maintenance fees
• No minimum balance fees or requirements
• No ACH deposit fees
• Experience friendly and responsive customer support
• Fully FDIC insured up to $250,000 through Patriot Bank, N.A., Member FDIC
• Benefit from our patented Money Earned® program

*Standard messaging and data rates may apply from your wireless service provider.

The Spentra Mastercard® Payroll Card is issued by Patriot Bank, N.A., Member FDIC, under a license from Mastercard International Incorporated. For detailed information on fees, terms, and conditions related to the approval, maintenance, and usage of the card, please consult your Cardholder Agreement and Fee Schedule. The card can be used wherever Mastercard debit cards are accepted, though some restrictions may apply - please refer to the Cardholder Agreement for specifics. The Spentra Card is currently unavailable in New York.

The Money Earned® feature provided by Spentra, LLC is not sponsored, endorsed, administered by, or associated with Patriot Bank, N.A., which assumes no liability in relation to this service.